Energy Commodities Broker
Energy / Oil / Fuel Broker seeking verified Buyers and Sellers of the following: Oil Mandate A1 / Oil Mandate EN590 / EN590 Diesel / Crude Oil Mandates / Crude Oil A1
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Whole Life
Whole Life Insurance is a contract with Premiums that include both Insurance and Investment components. The Insurance component pays a pre-determined amount when the insured individual dies. The Investment component builds an accumulated Cash Value, of which the insured individual can borrow against, or withdraw. Most states now consider age 100 to be the trigger to receive the full Face amount.
Term
Term Life Insurance is simply that. Issued for a specific amount of time, i.e.; 10, 15, 20, 25 years, etc. Once the designated term is up...the policy ceases to exist...and the policy holder gets no premiums reimbursed. They're designed to cover things such as a Mortgage, School loans, etc.
Annuities
Annuities are a great retirement tool, if structured properly. We only handle Two kinds: "Fixed" or "Indexed Fixed" Annuities. These are designed to NOT lose money. They're designed to stop @ 0% if the market falls, unlike "Variable" Annuities, which follow the stock market. "Fixed" Annuities. protect your investment by following indices such as the S&P 500.